The Choice Is Always Yours
At the Law Office of David W. Cohen, in Baltimore, Maryland, I never push a client into bankruptcy. For many, it is the best solution. For others, it just does not fit for any number of reasons.
As a bankruptcy attorney with 25 years of experience, I simply help clients make intelligent and informed choices that are consistent with their personal motivations and best interests. Whether you choose Chapter 7 bankruptcy, Chapter 13 bankruptcy, or an alternative to bankruptcy, you will feel confident that you received the information and advice to make the choice that is best for your life.
One Option Is to Do Nothing
Should I or shouldn't I? Most clients who come to my office are uncertain about whether bankruptcy is the right choice for them. That is perfectly acceptable. You do not need to be 100 percent committed to filing for bankruptcy before you arrange a consultation with an attorney. If you are wavering about what to do, I want you to call me.
After a free consultation, there is never an obligation to hire me or file. You might decide that you are going to continue to try to work things out on your own, but you will do so with the facts in hand. I welcome the chance to offer counsel about the best way to proceed and pitfalls to avoid if you decide to keep matters in your own hands.
Other Alternatives to Consider
Bankruptcy is one of several tools available to you. Once I understand your goals and your situation, I can help you explore bankruptcy and non-bankruptcy options.
Alternatives to bankruptcy that might work for you include:
- Working with a debt consolidation company
- Negotiating directly with your creditors
- Restructuring your debt
- Obtaining a reverse mortgage
- Completing credit counseling
Get the Information You Need to Decide
Bankruptcy is a big decision. As an experienced bankruptcy lawyer, I can provide answers to your questions and help you explore alternatives to bankruptcy. There is never any pressure — the final decision is always yours. Contact me to get the facts you need to make an informed choice. I am happy to offer a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
