Baltimore Bankruptcy Lawyer to Stop Creditor Harassment
When you have debt problems, it can feel as though your creditors are waiting in the shadows to ambush you. You pick up the phone thinking it might be a friend calling, and find yourself having to justify your situation with a collections agent. It is not much better going to the mailbox, which is stuffed full of bills marked "URGENT" and "Final Notice".
At the Law Office of David W. Cohen, I help individuals in and around Baltimore, Maryland, put a stop to creditor harassment. I am attorney David W. Cohen, and I have 25 years of experience as a bankruptcy lawyer. I can help you seek relief from the onslaught of harassing phone calls and written correspondence that you are receiving.
You Can Get Immediate Relief
Many of my clients are surprised to learn how quickly they can put a stop to harassing phone calls. As soon as you file for bankruptcy, the court issues an order that tells potential creditors they must immediately cease any attempts to collect a debt while the bankruptcy case is pending. Once your case is filed, you can either direct those phone calls to me if you continue to get them, or you can handle them yourself by delivering a simple message: "I have filed for bankruptcy. Please, do not call me again about this matter. If you do, I may take legal action against you."
This is one of several ways that bankruptcy can provide relief from stressful situations and put you back in control of your life.
There Is a Difference Between "Annoying" and "Harassing"
By law, creditors and collectors are limited in the things they can say or do to try to collect a debt from you. The Fair Debt Collection Practices Act (FDCPA), prevents debt collectors from using abusive language, making threats, calling at inconvenient times and more. If you believe that you are being treated unfairly, I can work with you to stop creditor harassment that is more than just annoying — it is unlawful.
Take Back Control
Bankruptcy can be the first step to regaining control of your life. It will allow you to stop creditor harassment and can give you the fresh start you need for a brighter future. Find out if bankruptcy is the right solution for you. Contact me to get the facts you need to make an informed decision. I am happy to offer a free initial consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
