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Baltimore Chapter 13 Bankruptcy AttorneyIf you face continual calls and letters demanding payment of past-due bills, you may have considered a bankruptcy filing as a way out. However, you may not want to lose everything you have worked so hard to build. If you want to restructure your debt, but keep your property; or if you simply want more time and a more reasonable payment schedule, you need an experienced Chapter 13 bankruptcy lawyer to protect your interests. At the Law Office of David W. Cohen, in Baltimore, I understand the stress and anxiety that financial pressures can bring. In over 20 years of practice, I have worked with thousands of people who needed to take advantage of the federal bankruptcy laws to get a fresh start. Contact me to schedule a free initial consultation to discuss whether bankruptcy is in your best interests. In a Chapter 13 bankruptcy filing, I will work with you to restructure your debt with all of your creditors and set up a repayment plan for all of your obligations. When you file for bankruptcy, the bankruptcy court will issue what is known as an automatic stay, which prevents your creditors from contacting you in any way to attempt to collect the debt. This means no more threatening letters and no more harassing phone calls. You have agreed to work out a plan to pay your creditors. The law requires that they leave you alone while you develop your plan. Most businesses hire professional debt collectors to settle unpaid bills and work out payment plans. These professional debt collectors operate only in their own interests--not in yours. They will often tell you that you have no choice except to make payment that you know you can't afford. At the Law Office of David W. Cohen, I have extensive experience negotiating with professional bill collectors. I will act as your liaison to ensure that any agreement you make will be an agreement that you can keep. Together, we will work to see that you never have to consider bankruptcy again. If you have questions about a personal bankruptcy filing or want an experienced attorney to guide you through the Chapter 7 or Chapter 13 filing, contact my offices for a free initial consultation. Sunday appointments are available upon request. Law Office of David W. Cohen One North Charles Street
Suite 350
Baltimore, MD 21201-3750
Phone: (410)837-6340
Fax: (410)347-7889 Map & Directions At the Law Offices of Law Office of David W. Cohen, in Baltimore, we represent clients throughout the Baltimore, MD area, including the cities of Ellicott City, Columbia, Reisterstown, Owings Mills, Randallstown, Towson, Timonium, Elkridge, Essex, Dundalk, Glen Burnie, Annapolis, Odenton, Jessup; and in Howard County, Harford County, and Ann Arundel County.
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