BANKRUPTCY  LAW IN BALTIMORE Experienced consumer bankruptcy lawyer in  Baltimore, Personal service, reasonable fees, free consultation.  Protect your consumer rights in foreclosure, collection

My Practice Areas

Chapter 7
Chapter 13
Stop Foreclosure
Creditor Harassment
Stop Garnishment and Repossession

Please think about

Alternatives to Filing Bankruptcy
Life After Bankruptcy
Choosing a Bankruptcy Lawyer

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Useful  Links

Contact the Firm
Law Office of David W. Cohen
One North Charles Street, Suite 350
Baltimore, MD 21201
Phone: 410-837-6340                     
Fax: 410-347-7889

For Clients in Harford and Cecil County, I am available to meet you at 102 S Parke Street, Aberdeen, MD by appointment only.

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"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.   "
This in no way describes all the services which we can provide and does not limit those services.

The Law Office of David W. Cohen is a Bankruptcy Lawyer serving clients in Baltimore and the surrounding Maryland communities, including Ellicott City, Bel Air,  Columbia, Reisterstown,Owings Mills, Randallstown, Towson, Timonium, Elkridge, Essex, Dundalk, Glen Burnie, Annapolis, Odenton, Jessup, Anne Arundel County, Baltimore City, Baltimore County,  Carroll County, Cecil County,  Harford County and  Howard County .

Alternatives to Bankruptcy

The Choice Is Always Yours

At the Law Office of David W. Cohen, in Baltimore, Maryland, I never push a client into bankruptcy. For many, it is the best solution. For others, it just does not fit for any number of reasons.
As a bankruptcy attorney with 25 years of experience, I simply help clients make intelligent and informed choices that are consistent with their personal motivations and best interests. Whether you choose Chapter 7 bankruptcy, Chapter 13 bankruptcy, or an alternative to bankruptcy, you will feel confident that you received the information and advice to make the choice that is best for your life.

One Option Is to Do Nothing

Should I or shouldn't I? Most clients who come to my office are uncertain about whether bankruptcy is the right choice for them. That is perfectly acceptable. You do not need to be 100 percent committed to filing for bankruptcy before you arrange a consultation with an attorney. If you are wavering about what to do, I want you to call me.
After a free consultation, there is never an obligation to hire me or file. You might decide that you are going to continue to try to work things out on your own, but you will do so with the facts in hand. I welcome the chance to offer counsel about the best way to proceed and pitfalls to avoid if you decide to keep matters in your own hands.

Other Alternatives to Consider

Bankruptcy is one of several tools available to you. Once I understand your goals and your situation, I can help you explore bankruptcy and non-bankruptcy options.
Alternatives to bankruptcy that might work for you include:

Working with a debt consolidation company
Negotiating directly with your creditors
Restructuring your debt
Obtaining a reverse mortgage
Completing credit counseling

Get the Information You Need to Decide

Bankruptcy is a big decision. As an experienced bankruptcy lawyer, I can provide answers to your questions and help you explore alternatives to bankruptcy. There is never any pressure — the final decision is always yours. Contact me to get the facts you need to make an informed choice. I am happy to offer a free initial consultation.