BANKRUPTCY  LAW IN BALTIMORE Experienced consumer bankruptcy lawyer in  Baltimore, Personal service, reasonable fees, free consultation.  Protect your consumer rights in foreclosure, collection

My Practice Areas

Chapter 7
Chapter 13
Stop Foreclosure
Creditor Harassment
Stop Garnishment and Repossession

Please think about

Alternatives to Filing Bankruptcy
Life After Bankruptcy
Choosing a Bankruptcy Lawyer

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Contact the Firm
Law Office of David W. Cohen
One North Charles Street, Suite 350
Baltimore, MD 21201
Phone: 410-837-6340                     
Fax: 410-347-7889

For Clients in Harford and Cecil County, I am available to meet you at 102 S Parke Street, Aberdeen, MD by appointment only.

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"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.   "
This in no way describes all the services which we can provide and does not limit those services.

The Law Office of David W. Cohen is a Bankruptcy Lawyer serving clients in Baltimore and the surrounding Maryland communities, including Ellicott City, Bel Air,  Columbia, Reisterstown,Owings Mills, Randallstown, Towson, Timonium, Elkridge, Essex, Dundalk, Glen Burnie, Annapolis, Odenton, Jessup, Anne Arundel County, Baltimore City, Baltimore County,  Carroll County, Cecil County,  Harford County and  Howard County .

Baltimore Lawyer to Stop Foreclosure

If you are in the position where you need to take action to save your home from foreclosure, there are both emotional and practical decisions to make.
I am David W. Cohen, a bankruptcy attorney with 25 years of experience. I help clients in Baltimore, Maryland, and the surrounding communities put a stop to foreclosure actions that are threatening to kick them out of their family home. At the Law Office of David W. Cohen, I will support you through this very personal financial problem and help you make smart choices that address both your emotional and practical needs.

Two Options to Save Your Home

There are many factors to consider when selecting the most appropriate form of bankruptcy to save your home from foreclosure. My job is to ask the right questions, to listen carefully and to help you make a smart, well-informed decision that meets your exact needs.
In a nutshell, you have two broad options:

A Chapter 7 bankruptcy can help you get rid of credit card debts and medical bills. With those debts wiped out, you may have enough money freed up to make house payments.
Chapter 13 bankruptcy establishes a repayment plan, allowing you to affordably catch up on any missed payments over a period of years.

It Is Not Too Late

Unless the auctioneer has actually sold your house, it is not too late to save it. If you have the necessary information and fees, I can help you stop a foreclosure instantly. I can file your bankruptcy electronically and, as soon as I do, the court issues an automatic stay that stops all foreclosure proceedings.
Of course, I do not encourage you to wait that long. The further the foreclosure action gets, the more expenses you might be required to reimburse to the mortgage lender. If you see trouble coming, I encourage you to get me involved as early as possible so that I can help you avoid any unnecessary expenses or heartbreak.

Get the Advice You Need

I help clients make intelligent and informed choices about Chapter 7 bankruptcy, Chapter 13 bankruptcy and alternatives to bankruptcy as a means to hold onto their family home. You do not need to live in fear of foreclosure actions. Contact my office to find out what options are available to you